WE OFFER OUR SERVICES TO THOSE WHO WANT TO WORK WITH A COMPREHENSIVE FINANCIAL ADVISOR.
We know one size doesn’t fit everyone’s needs.
We work with all types of people: Everyone is welcome at our firm. Generally, our clients tend to care about their families, need advice about wealth management or retirement planning, and are interested in learning about the world of investments and insurance. Whether you’re single or a couple, we help tackle the various planning concerns involved with your situation. We also work with multiple generations to preserve wealth across generations—we help people when they’re navigating those financial decisions.
We believe in being there for our clients during those major life events; disability, marriage, health challenges, college, death, birth of new babies. We are there to help with each of these events and the stresses on you personally and especially on your financial situation. We want to be a resource for you during these times, by helping where we can, or providing references to other professionals that can better assist, such as health care advocates, attorneys, realtors, etc. With over 30 years of experience, we have come across many of these and other unusual life experiences and will hopefully have the resources and experience to help you navigate and provide the clarity, confidence, and control of your personal situation.
Since we intend to work with our clients for life, they follow through on three keys that create a healthy and prosperous working relationship:
Inform us of life events: college, family passing, new jobs, etc.
Respond to us when we contact you (via email, text, call, etc.) in a prompt manner. This doesn’t mean the same day but our clients return our calls in a reasonable amount of time, even if they just say now isn’t a good time!
When we contact you to set up an appointment, we want to know of any questions or concerns you have so that they can be addressed when we get together.
We can help you execute a comprehensive wealth-management plan using the following products and services:
Comprehensive financial planning or single-issue planning
Education financial planning
Retirement income planning
Pension and Social Security maximization strategies
Estate and legacy Planning
Business succession and protection planning
Life insurance settlements
Workplace benefits planning (including retirement plans and small-group benefits)
Accumulation Focused Vehicles:
Real Estate Investment Trusts aka REITs
Certificates of Deposit aka CDs
Annuities (variable and fixed)
Protection Focused Vehicles:
Long-term care insurance
¹⁻² | Our firm does NOT provide legal or tax advice. We have community partners we work with to provide our clients with tax and legal services. *non-certified business valuations.
Advisory Services offered through Change Path, LLC a Registered Investment Adviser. Change Path, LLC and Kincaid Financial Resources are unaffiliated entities.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection or lifetime income refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.